TERMS AND CONDITIONS OF USE
Terms and Conditions of Use of the Integrity Lending Web Site Last revised on June 1, 2005

Products and Services

Information on this site regarding our products and services is not intended to take the place of the agreements governing our products and services or our disclosures made in accordance with federal and state law. Information on our site may not apply to all products and services and is current only as of the date posted. We do not undertake any responsibility to update all or any part of such information. Information presented on this site regarding any of our products and services is an advertisement and does not constitute an offer or commitment to provide any such product or service. Not all products or services are available in all geographic areas. Eligibility for certain products and services may vary and is subject to final determination and acceptance by us. Please contact us directly request more information or to obtain copies of any applicable agreements or disclosure statements. Certain products and services described in the site, or accessible by links to other sites, may be offered or provided by third parties. We are not responsible for and do not guarantee the availability, suitability or performance of any such product or service. There may be delays, omissions, or inaccuracies in any such site, product or service.

Your Use of our Information

The information contained on the pages of this web site and any linked site is not intended to provide, and you should not rely on it for, legal, accounting, financial or tax advice. Please consult with your tax, accounting or financial advisor or legal counsel before using any of this information.

Our Use of Electronic Mail and Other Information

E-mail messages sent to us are on a non-confidential basis, and all e-mail and other information (including, but not limited to, the content of the e-mail and the e-mail address) submitted through our site become our property upon receipt. Transmission of e-mail sent to us through our site using our customer service web forms is secure; e-mail otherwise sent by the Internet (to: info@integritylending.com) may not be secure. For example, e-mail may be intercepted by a third party or may not be immediately received by the designated person or department. Please do not use e-mail to send us confidential information, information that may need our immediate attention or information we have required you to send us in a signed writing. You are welcome to contact us directly by telephone during our business hours. Except as specifically agreed by us or required by law, we will not be subject to any obligations of confidentiality regarding, or liability for losses or damages incurred as a result of, submitted information or information transmitted to any person or entity as a result of a request for such transmission. Please be aware that when you receive a receipt acknowledging your e-mail, it means that the message has been routed into the Internet, and not that the message has been received by us.

Liability

IN NO EVENT WILL INTEGRITY LENDING, ITS PARENT COMPANIES, OR ANY OF ITS SUBSIDIARIES OR AFFILIATES, HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY LOSS OR DAMAGE (WHETHER IN TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE), INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE LOSS OR DAMAGE THAT MAY BE INCURRED BY YOU OR ANY OTHER PERSON ARISING OUT OF OR RELATING TO THE (1) USE, PRINTING OR DISPLAY OF, OR INABILITY TO OR DELAY IN OR DIFFICULTY IN USING, PRINTING OR DISPLAYING, ALL OR ANY PORTION OF THIS SITE OR ANY LINKED SITE BY YOU OR ANY OTHER PERSON, OR (2) ANY FAILURE OR DELAY OR ERROR IN CONTENT, OPERATION, TRANSMISSION OR PERFORMANCE, WHETHER CAUSED BY SYSTEM FAILURE, INCOMPATIBILITY, VIRUS OR OTHER DISABLING PROCEDURE OR ROUTINE, OR OTHERWISE, OR (3) ANY OTHER DAMAGE, LOSS OR PROBLEM DUE TO ANY CAUSE BEYOND INTEGRITY LENDING'S CONTROL. THIS DISCLAIMER OF LIABILITY APPLIES EVEN IF INTEGRITY LENDING OR ITS PARENT COMPANIES, SUBSIDIARIES OR AFFILIATES, OR ANY OF ITS OR THEIR SERVICE PROVIDERS, EMPLOYEES, OR REPRESENTATIVES, HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE.

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